Accounts Receivable & Credit Control Manager

• Credit policy enforcement: Implemented credit policies across 100+ accounts, lowering overdue balances below 5% and strengthening cash flow. • AR cycle management: Oversaw full AR cycle for cash, cheques, transfers, and card payments, achieving 99% accuracy and timely bank reconciliation, reducing errors and delays. • Cash flow improvement: Conducted monthly collection reviews and targeted follow-ups, reducing DSO and accelerating inflow by 15%. • Billing & invoicing optimization: Led progress billing and invoicing for multi-million-dirham projects, ensuring on-time certified payments and eliminating disputes. • Automation & efficiency: Developed automated card sales reconciliation tool, cutting manual errors by 80% and reducing month-end reporting by 3 days. • Review and coordinate L/C and BG requirements with clients and banks to ensure timely project execution and payment security • Collection: Coordinate with sales, project, and legal teams to resolve disputes and improve collections

Accounting